Free, unbiased Medicare counseling

Medicare questions? We’re here to help.

Get clear, confidential guidance about Medicare coverage, enrollment, prescription drugs, and your rights—at no cost.

Serving nine Northern California counties · No sales · No fees

FreeNo-cost counseling
ConfidentialPrivate, one-on-one help
UnbiasedNo insurance sales
LocalServing 9 counties

How we can help

Medicare guidance, made simpler.

Our trained counselors help you understand your choices and make informed decisions.

Medicare Rights & Benefits

Learn about Medicare rights, appeals, protections, and programs that may help with Medicare costs.

Prescription Drug Coverage

Review Medicare prescription drug coverage and learn how to compare plans based on your needs.

Medicare Counseling

Understand Medicare Parts A, B, C, and D, compare coverage options, and get answers to your Medicare questions.

About HICAP

Independent help. Informed choices.

HICAP stands for Health Insurance Counseling and Advocacy Program. We provide free, confidential, and unbiased information to people with Medicare, their families, and caregivers.

Whether you’re enrolling for the first time or reviewing existing coverage, we can help you understand your options and rights.

Learn about HICAP

Common questions

What can we help you understand?

  • Original Medicare (Parts A and B)
  • Medicare Advantage (Part C)
  • Prescription Drug Coverage (Part D)
  • Medigap supplement insurance
  • Enrollment, benefits, and appeals
  • Programs that may help with Medicare costs

Stay informed

Medicare news & announcements

Important updates and information from HICAP Services.

MEDICARE EDUCATION

Upcoming Events & Workshops

Explore upcoming HICAP Medicare education events, presentations and community workshops.

October 23, 2026

2027 El Dorado Medicare Updates

Time: 09:30

County: El Dorado

Location: Zoom

Learn which Medicare drug plans and Medicare Advantage plans will be available in El Dorado County in 2027, including plan costs, benefits, and how to enroll in the plan that is best for you. Dial-in information: (669) 444-9171 Meeting ID: 836 7909 0404 Passcode: 247477

Register / Learn More →

Your local resource

Proudly serving Northern California.

Free Medicare counseling in El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Sutter, Yolo, and Yuba counties.

El Dorado

Nevada

Placer

Sacramento

San Joaquin

Sierra

Sutter

Yolo

Yuba

Need help finding a counselor? Contact HICAP

We’re ready to help

You don’t have to navigate Medicare alone.

Connect with HICAP for free, confidential, unbiased counseling.